It is all automated, and as I seem to recall linking with a bank account or credit card was necessary to get some kind of "confirmed address" status out of Paypal so that eBay sellers would be more willing to trust me as a buyer and know that my shipping address was legitimate. I sent the bank a dispute form and should have my money back soon. And this is how business works. It was not a bank transfer to Paypal. did you sign up for recurring payment from some vendor? is the repetitive amount same $$ each time? we dont see your account history,you need to ca As soon as money clears into the eBay specific account, we would transfer it to the other account, leaving them nothing to debit in the account they demand access to. How could one outsmart a tracking implant? "These hearing aids are a game changer! They spoofed the bank, I guess. Im just concerned about losing my money. Also if all you have done is sign up and made no transactions then how can you have funds in your paypal balance for paypal to take? I email Paypal numerous times and their answers were the same - I have violated the Acceptable Use Policy. Copyright 1995-2023 eBay Inc. All Rights Reserved. or eligible debit card. This is normal and all newer @kernowlass No, I have NEVER made a transaction with my debit card. I opened up my bank account, put in some money, and that was that. Never touche I think? Additional ATM fees associated with cash withdrawal and foreign payments may apply. Close Venmo Account: Choose Close Venmo Account Confirm: Click on the prompt to confirm you would like to close your Venmo account. If you don't like the rules don't use PayPal. It will display that your paypal funds are coming from the bank account prior to clicking the transaction action button. Thank you for submitting to r/PayPal, please make sure you have read the FAQ. Later that evening I was checking my bank account, I found out paypal refunded the buyer using my checking account and not the funds that was held on paypal? Stack Exchange network consists of 181 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. It does not mean PayPal overdrafts your account. You have to be sure to add funds to your account within 3 days. In case, PayPal did not find the minimum balance in your account. It will then detect the money from your bank account that you have kept as a backup funding account. PayPal can also use your credit card to detect the amount. 1999-2023 PayPal, Inc. All rights reserved. did paypal just steal my money and ban me? This is How I Wasted More Than a Year of My Freelance Career. But to my dismay, they took the whole amount that was left in my account before the holding period ends. To subscribe to this RSS feed, copy and paste this URL into your RSS reader. Did anyone experience this before? PayPal allows you to access your funds from your PayPal accounts home page. Question. Send money to family and friends, as well as shop online, by putting your money in your account. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. and could be delayed or stopped if we identify an issue. I do not recall hearing other new seller talk about cancellation, refunds and new seller holds before. First, I'm selling online and $3000 comes from my work, we don't have any chargebacks, the reason why they are giving me 180 days limits because I try to withdraw my profits to my bank account, but after the 180 days limit end, they should send me my money not taking it. This answer is not correct. is the repetitive amount same $$ each time? Could it possibly be fraud? WebPaypal took my money | Payment to:Paypal;PayPal's damages caused by Acceptable Use Policy violation Options Go to solution iwcretreats Contributor Posted on Nov-07 Click Transfer to your bank . Or I should add, that I probably read it at one point, but since I do it on a regular basis, I don't read it now, and I don't recall what is on the checkout page. We'll send you a reminder email before we debit the money. Reddit and its partners use cookies and similar technologies to provide you with a better experience. your bank account. Nope, did not link it to instant bank transfer. But on my bank account, this transaction appears. 01/09 054039 POS-PURCH PAYPAL *SHAWNTEPAYPAL *SH 4029357733 CA. I am a marketing agency that once again never had any sort of negative reviews, chargebacks or disputes, before and during the 180 days. Just called PayPal and they said there weren't any transactions linked from my bank account to my PayPal account. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. WebPosts about PayPal's policies will be removed. You are responding to a zombie thread from 2015. Let's add some proof to the story: (Note, I am in the EU, specifically the Netherlands, situation might be different in other parts of the world). It has been 4 days now and the money still hasn't been taken from my account? The answer is no. I can finally hear the supermarket announcer and have a Alternatively, you can have us mail you a check. Site design / logo 2023 Stack Exchange Inc; user contributions licensed under CC BY-SA. the money in your bank account in minutes, but this timeframe may vary depending Background checks for UK/US government research jobs, and mental health difficulties. @cybermonkey Yes, I've had that happen too where they use a backup form of payment instead of the primary form for no apparent reason. They transfered 95.00 and 96.00.Was my computer hacked? PayPal reserves the right to take your money if you post a message that PayPal decides is misinformation,' he tweeted. Below this text is a button to delete the authorization. But what if I don't do business on my account all I had it set up to do was to have a place to direct deposit my pandemic assistance payments and unemployment checks. Your recipient decides how to receive the gift, selecting amongst a bank account deposit, a PayPal transfer or an e-gift card to a national merchant. My phone? eligible debit card or bank account (subject to a fee): Heres how to make a Standard transfer to your bank I faced the same issue as well and they did not give me a valid reason why they took my money away. Never had a chargeback, dispute or anything like that. I get surprised often enough so it isn't you it is that you don't have that cushion. Select which bank account, the frequency, and the amount, and click. You can transfer money directly to your linked bank account I called yesterday what seemed like a level 1 customer service rep. She said she sent a request to info to the banking dept.? I don't sell any products , nor have I ever . Learn more and manage your cookies, Fix transaction and account related issues, Join the discussion with PayPal customers, Get help with using any of our PayPal products, Find out how PayPal works for your business. 10:59 PM, Buyer made payment using a Credit Card not through paypal. before PayPal took my $3000 USD from my account they are limited my account for 180 Days for no reason, I get an email that says "when the 180 days limits end I will be able to withdraw my money to my bank account" i say not a problem after the limit end i will get my money, but that not happen, after 180 days end i login to my account and i didn't find anything, all my money are transfer by PayPal to PayPal, I call them and I explain the problem they say I can't refund my money because Because I violated Use Policy violation, i go to read this policy I didn't find anything that says if I do something they will take my money, Also, I did not do anything that violates the mentioned policy, If you guys face the same problem please let me know what should I do. I had been waiting for 6 months to withdraw my money and when I go into my account on the 178th day I see my finds have been withdrawn from 2 accounts that were frozen. So paypal went to your back up funding source which sounds like your bank account and that is how the refund completed. So yes, Paypal will automatically deduct from your bank account when you make a purchase, unless you link another payment method and make that your default. Thats what happen to my account after 6months i been waiting because they told me i can withdraw my money after that. I just wondered if this has happened to anyone else. What to KnowLink your bank account (or your bank card) and PayPal account.Log in to PayPal. On the Summary page, select Transfer Money. Choose Transfer to your bank and select your linked bank account.Enter an amount and choose Next to confirm the transfer. eBay Seller Capital powered by LendingPoint helps you get the money you need to sell what you love. And this is something to keep in mind. I've contacted ebay, and the nice representative transferred to to the billing department and then the cancellations department for answers. Click the Activity button at the top of the window, then find the When I called them, those on the front desk say they do not have access to the reason why my money was taken away and the only way to know was to email them. Can I have this money refunded to me. Ear Cups are exposed and damaged, needs replacing. I logged onto my paypal and the payment sent by the buyer does not show a "hold" for the funds. Please read our Community Rules and Guidelines, Pay, shop, and do even more on the PayPal appGet the App. I would phone the number on the back of your debit card asap if i were you. If not then i would phone customer services asap. Please try again later. I have received a refund and it shows in the money in box. This occured on my account two days ago. Up your holiday sales with a markdown sale. Ever since, EVERYTHING THAT I PUT IN MY ACCOUNT GETS TAKEN BY PAYPAL!! @kernowlass Just called PayPal and they said there weren't any transactions linked from my bank account to my PayPal account. Very strange. I gue Or perhaps the PayPal purchase process includes this permission. Nothing in terms of making payments with my debit card. WebSometimes, depending on your bank's clearing process, it may take 3-5 business days. I probably gave them permission to do this when I linked my bank account. I can call them again, but if I get the same results I'll have to give this to my attorney. paypal took money from my bank account for a refund! What should I do? Will the payment be released back to me? I simply described my experience with how PayPal works in practice. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Press question mark to learn the rest of the keyboard shortcuts. And not all debits are for purchase transactions. Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. To link my bank account, I'll need to give PayPal my bank, branch, and account number, and it seems like that's about it. we dont see your account history,you need to call Paypal and have them looked into it. Isn't that dangerous in this case? Did you see a previous verification deposit and withdrewal (small amounts that balance) on you checking account fopr this fraudulent PayPal account? @Angry_User OK then phone customer services asap for them to check it for you. Advice is voluntary . Kudos / Solution appreciated. I opened up my bank account, put in some money, and that was that. Here's how to request a check (timeframe is 5-10 business days): The PayPal Debit Card is the fastest way to withdraw money from your PayPal Balance account. You just debit the whole amount without even informing the accountholder. If I login to PayPal and go to my wallet, I have a section that looks like this: If I click on it, I am presented with a screen with details about the connection. WebIf you have a Business PayPal account, you can set up Automatic transfers by following these steps: Click the More Options icon next to your PayPal balance and select Browse other questions tagged, Start here for a quick overview of the site, Detailed answers to any questions you might have, Discuss the workings and policies of this site, Learn more about Stack Overflow the company. Welcome to the Selling board! any one got any ideas ? PayPal transferred .04 and .07 into my account to verify it. process, it may take 3-5 business days. But isn't the point of holding funds as a new seller to ensure that there would be funds available in case of a refund? Wondering how the new IRS reporting thresholds for Form 1099-K apply to you? Only transactions that come from your PayPal balance are refunded to your PayPal account. PayPal is taking funds from my BANK ACCOUNT, not my PayPal account. Because at this point Im short on funds.. Heres how to make an Instant transfer to your Leave the Archive. Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. I have had similar problems. My bank statement is $0.0 and only shows PayPal activity. If I click on the "view" link I am presented with the following text (emphasis mine): This authorisation allows (A) PayPal to send instructions to your bank account and (B) your bank to debit your account in accordance with the instructions from PayPal. I have a PayPal account that I have linked to my bank account. In other words, Paypal will automatically deduct from your bank account when you make a purchase, unless you choose another method of payment. Why Does Paypal Keep Taking Money From My Bank? 10:58 PM Nowadays -- at least in the USA -- at several banks you can open a "free" checking account for a minimum deposit like $500 or $1000 that must stay in the account to be fee free at the end of each month. Not so sure I ll use again. My PayPal balance is always $0. Wall shelves, hooks, other wall-mounted things, without drilling? Discreet, cost-effective, and best of all, they work!" SO PLAN on things like this happening. account: Heres how to withdraw money on the PayPal app: If you selected Instant Transfer, you should see Please try again later.". Contacted another ebay representative later and she confirmed the buyer will take 5 days to receive his refund after that the funds will be released back onto my paypal to transfer back to my bank? did paypal just steal my money and ban me? process, it may take 3-5 business days. If it can be abused, and it is linked to your bank account, then someone might abuse it and leave you with a bill. It only takes a minute to sign up. If you don't like the rules don't use PayPal. @Angry_User I didn't ask about your debit card. I meant your bank account via instant bank transfer if you have it linked? If not then i woul Posts about PayPal's policies will be removed. Generally the new seller 21 day hold is for delivery of package and then the hold is removed. The 21 day holdshould have been lifted immediately when the seller authorized the refund. process, it may take 3-5 business days. I have not made any purchases or payments using PayPal. Buyer made payment using a Credit Card not through paypal, Tune in to hear sellers Ryan and Alli explain their popular YouTube strategy, Tune in for tax tips for small businesses, Start your small business with a strong plan, Tune in for a sellers experience buying and selling the contents of foreclosed storage units, Check out this eBay Open Keynote and learn more about eBay for Charity. See this help article from Paypal about payment methods for purchases. Always got my way from that. I may be totally off base here, and missing something, or have you just been scammed? How could magic slowly be destroying the world? After a day I decided I needed to cancel the sale due to a personal reason. I did not ship the item. If you transfer money on a holiday, it will take an additional business day for the money to Sometimes, depending on your bank's clearing Hi, eBay does allow buyers to use credit cards to purchase items on eBay. Ask for FREE. Refunds typically take 2-10 days, in some rare cases as long as 30 days. I hope i am just misunderstanding something. As part of your rights, you are entitled to a refund from your bank under the Terms and Conditions of your agreement with your bank.
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